You’re walking down a busy street in town. You pass several shops, a bank, and a handful of offices. As you approach the intersection, your stomach begins to rumble. Instinctively, you look at your watch – it’s 4:30 p.m. To your right is the local pizza joint, home of the best slice in town. To your left is a neighborhood pub, where your favorite draft and a barstool with your name on it wait inside. You have $6 in your account and two more days ‘til payday. What do you choose?